Sean Cooper

A broker’s tale: How Bernie Lowe & Associates embraced its new role in the age of the ACA

Is the Affordable Care Act (ACA) going away, or is it here to stay? This has been an ongoing debate ever since the statute was signed into law. At that moment, organizations fell into one of two camps: those who hid under their desks expecting it would eventually go away via an administration change or …

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Nonprofits are not off the hook when it comes to ACA compliance. Here’s why.

How often do nonprofits think about the Affordable Care Act (ACA)? The answer is not very often. This is a problem – especially if you happen to become an applicable large employer (ALE) without even realizing it. Many nonprofits hire paid interns. While you might not consider these individuals full-time employees, their internal status makes no difference …

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How to achieve ACA compliance in 5 easy steps

Life would be much easier if the Affordable Care Act (ACA) was less confusing. Unfortunately, that’s not the case. The piece of legislation is so detailed and nuanced, that you might find yourself receiving a penalty letter for noncompliance, when you could’ve sworn you’d done everything correctly. Here’s the cold, hard truth – maybe, just maybe, you …

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How franchises can avoid the challenges of ACA compliance

If you’re an applicable large employer (ALE) and you didn’t receive a Letter 226-J from the IRS for failing to comply with the employer mandate for the 2015 tax year, that doesn’t mean you’re safe from future fines. The IRS is gearing up to send out penalty letters for the 2016 reporting year, and the fines are steeper than the …

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Staffing agencies and ACA compliance: The struggle is real

The Affordable Care Act (ACA) is not going away any time soon. And, after three reporting seasons, the law has proven to be more difficult for some industries than others. One industry dealing with tricky rules is staffing agencies. As an industry with a large turnover rate, an unconventional hour-to-dollar ratio, and a majority of employees working …

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School’s out for summer – how does that affect teachers’ ACA status?

When the Affordable Care Act (ACA) rolled into town, a lot of things changed for employers, regardless of their industry. However, there are a few types of employers that are given special rules under the ACA. Educational organizations are one of them. While employers just wrapped up the third year of ACA reporting, there are …

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Why the hospitality industry struggles with ACA compliance

If you’re in charge of a hotel, restaurant, casino, spa, or other hospitality business, congratulations! You have even more challenges, and more to lose, when it comes to Affordable Care Act (ACA) compliance. ACA compliance can be a hair-pulling slog for applicable large employers (ALEs), a category many hospitality businesses fall under. If you’re part of …

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Don’t let multi-location employees muddle your compliance

The Affordable Care Act (ACA) is already a brain-twister. Throw in employees that work at multiple locations, and a headache isn’t just a possibility—it’s a near certainty. Multi-location employees can be found among chain restaurants and hotels, dioceses, school districts, and everything in between. Their jobs and hours used to be counted separately, but under …

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How the ACA has changed payroll best practices

The Affordable Care Act (ACA) caused a mild earthquake in the American economy, shaking up industries across the board. While insurance companies and hospitals felt the tremors, some of the largest changes brought on by this regulation hit other organizations typically behind the scenes. One of them is payroll providers. If you’re a payroll provider, …

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