Common Mistakes that Lead to IRS Love Letters Filing
Sean Cooper • February 10, 2023
Common Mistakes that Lead to Love Letter Filing
- Employer Reporting
- 6055
- 6056
- ACA Reporting Reminders
- Penalties
- Key Issues
- Common Mistakes
- Clerical Issues on Forms
- 1095
- 1094
- Letter Explanations
- Letter 5699
- Letter 226-J
- Letter 972CG
- Letter 5005-A
- Letter 227 (J – N)
- I have received a penalty letter. What do I do?
- Checklist/Deadlines

If you’ve ever found yourself squinting at ACA terms that read more like acronym soup than common sense, you’re not alone. For many employers, keeping up with the Affordable Care Act still feels like navigating a maze — one lined with confusing terms, shifting standards, and high-stakes consequences. The frustration is real. So is the risk.

If you thought last year’s compliance season was a challenge, buckle up. 2025 is already shaping up to be a regulatory rollercoaster, with HR teams in the front seat. Executive orders are emerging, ACA reporting requirements are shifting and IRS scrutiny is on the rise. And that’s just the stuff we know about.