stay up to date with the latest aca news

There is some potential legislation pending presidential approval that could affect the Affordable Care Act (ACA) employer reporting requirements. It’s unclear if these bills will become law, but as we are amid filing season, wanted to share a summary of what we know.

As the year approaches, complying with the Affordable Care Act (ACA) and reporting requirements goes beyond merely checking boxes—it’s about building a resilient, compliant foundation for the future. To help HR professionals and business leaders streamline this process, we offer a detailed ACA Reporting Compliance Checklist with action items for the end of 2024 and the beginning of 2025.

Understanding the importance of which workers qualify as full-time, part-time, temporary, and seasonal under the Affordable Care Act (ACA) will keep you in compliance when calculating their benefits coverage and offers of coverage throughout the year. How can you properly keep track of and calculate employees’ hours correctly to stay compliant with the ACA? We answer some frequently asked questions related to correctly calculating employee hours and provide some expert best practices to keep your company in compliance.

Full-Time, Part-Time, and Temporary Employees: Understanding the ACA’s Definition for Compliant Reporting

Halloween hasn’t passed and yet box chains are already stocking up on Christmas decorations, which means the holiday season is here while business owners are hiring thousands of seasonal workers to accommodate increased demand, some employers — like those in retail and hospitality — might not realize that seasonal workers can have serious consequences for Affordable Care Act (ACA) compliance.

Affordable Care Act Terminology 101 | Understanding Basic ACA Terms

As Donald Trump prepares to take office in 2025, questions around the Affordable Care Act (ACA), or Obamacare, have resurfaced, but with a twist. While discussions of repeal were central during his first term, the ACA has since become more ingrained in the American healthcare system, with many of its core features enjoying broad public support. Rather than seeking to dismantle the ACA entirely, the Trump administration is likely to focus on reshaping, streamlining, and introducing modifications that align with a more conservative approach to healthcare policy. Here’s a closer look at what the ACA’s future might look like under a second Trump presidency.

Regarding ACA compliance, understanding the Safe Harbor provisions is key to managing the affordability of your employees' healthcare coverage. Employers can utilize three types of ACA Safe Harbors to ensure at least one of their healthcare plans meets affordability standards. Here’s a summary of each safe harbor.

The Internal Revenue Service (IRS) has released Rev. Proc. 2024-35, which contains the inflation adjusted amounts for 2025 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer shared responsibility provisions and premium tax credit program. As shown in the table below, for plan years beginning in 2025, the affordability percentage for employer mandate purposes is indexed to 9.02%. This is a slight increase from 2024. Employer shared responsibility payments are also indexed and decreased for the first time in 2025.