By Robyn Carlini
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March 24, 2025
Employers often turn to Affordable Care Act (ACA) compliance solutions offered by their Payroll or HRIS platforms, believing they have everything covered. However, many of these solutions fall into a category known as "ACA Light”, a term for compliance tools that lack the depth and logic necessary to handle complex employer situations and IRS regulations.
Unfortunately, many Applicable Large Employers (ALEs) only discover the limitations of these solutions when they receive a 226J penalty from the IRS. By then, it’s often too late, and the financial repercussions can be severe.